Monthly Archives: October 2018
  • Over-diagnosis

    In August 2018 the British Medical Journal published a lengthy review article1 dealing with the issue of over-diagnosis. This is defined as the diagnosis of a condition (often subsequently treated) that would otherwise not cause symptoms or harm to a patient during his or her lifetime.   Over-diagnosis arises in a number of ways, including: The broadening of disease definitions via lowering of diagnostic thresholds and the recognition of risk
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  • Interesting times in a land ‘down under’

    Australia has always been an interesting market protection business-wise. And in the past few months it has become even more interesting.   In 2016 there were some startling revelations on the ABC TV news programme Four Corners. The programme revealed a ‘disturbing culture’ at an insurer where critical illness and TPD claims were being denied. The firm’s ex-chief medical officer claimed that he was put under increasing pressure to deny
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