Our thoughts

Towards the end of 2021 SelectX, in partnership with EXL Service, surveyed life insurers in India to gauge progress along the pathway of automated underwriting. Here we give an overview of the results and put them in context. Our survey of Indian life insurers regarding their current practice and their views on the future took place last year. We approached all 24 firms operating in the market and received responses from 11. That, we admit, was a bit disappointing, but we know how busy companies are and, looking at the group that did respond, we believe that they represent a…

As a follow-up to our original article published last December, highly regarded veteran underwriter Tom McCarthy looks at the subject of expert witness work from a US perspective. As per the previous article, qualifying as an expert witness in the US is largely dependent on experience, credentials and even reputation. Fulfilling the role effectively is connected largely to these areas; hence expert witnesses typically have extensive experience in the fundamentals of underwriting and insurance. This experience factor also connects to a historical perspective which can be valuable in many situations where the expertise is sometimes linked to the time period…