COVID-19 – some insights

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There remains much debate about Coronavirus and the many ways in which it has affected, is affecting and will affect societies: for example, the death tolls so far and in future, ways to suppress its activity, the value of testing, tracing and monitoring, the economic impact of ‘lockdowns’ and whether governments have responded appropriately in a timely manner. It is interesting to compare how countries around the world are doing in their battle to beat the virus. Joseph Lu, working on behalf of the COVID-19 Actuaries Response Group1, has published an analysis and concluded2 that many small countries from Albania…

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The return of tele-interviewing?

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We have always been fans of tele-interviewing and have authored or co-authored two seminal reports on the subject over the years1,2. Tele-interviews, when carried out by well trained individuals, ideally with a medical, nursing or underwriting background, can bring new and more detailed disclosures than may be the case when applicant is questioned by an agent or broker. Figures from Morgan Ash, a long-standing tele-interview provider in the UK which uses trained nurses to conduct its interviews, claims a significant improvement, bases on analyses, in disclosures and a reduction in the amount of missing information compared with an attending physicians…

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